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Master Your Money Through Real Financial Conversations

Budget planning isn't about restricting what you love. It's about understanding where your money goes and making choices that actually reflect what matters to you. Our autumn 2025 program starts with honest conversations about spending patterns.

Explore Our Curriculum
Financial planning workspace with charts and budget documents
Student reviewing budget spreadsheet with instructor guidance
Our Approach

Why Traditional Budgeting Advice Often Fails

Most budget courses tell you to "cut unnecessary expenses" without defining what that actually means for your life. We've seen people quit coffee runs only to blow their savings on random online purchases a week later.

Our instructors have worked with hundreds of South Korean households. They know the pressure of holiday gift-giving. They understand the social expectations around dining out. And they won't give you cookie-cutter solutions that ignore your reality.

Starting in September 2025, our sessions focus on behavioral patterns first. You'll track spending for two weeks before we even talk about categories or limits. Because understanding your habits beats following someone else's template every single time.

How We Actually Teach Budget Planning

No worksheets to fill out alone at home. No generic "save 20% of your income" rules. Just practical frameworks you build with guidance from people who've helped others navigate similar financial situations.

Weekly Discussion Sessions

Small groups of 8-10 people meet every Tuesday evening. You'll share challenges (anonymously if you prefer) and hear how others solved similar problems. Our instructors facilitate these conversations rather than lecturing at you.

Real Expense Analysis

Bring your actual bank statements from the past three months. We'll walk through identifying patterns together. You might discover you're spending way more on subscriptions than you realized, or that your "occasional" takeout is actually twice a week.

Peer Accountability Partners

You'll pair up with someone in your group for monthly check-ins. Not to judge each other, but to have someone who understands what you're working toward. These partnerships often continue long after the course ends.

Scenario-Based Practice

What happens when your car needs unexpected repairs? How do you handle wedding season when you've got four invitations? We work through realistic situations so you're prepared when life throws curveballs at your budget.

Tools That Actually Work

Forget complicated spreadsheets if they stress you out. We'll help you find tracking methods that fit your personality. Some students love detailed Excel sheets. Others prefer simple pen and paper. Both approaches can work perfectly well.

Post-Course Support

After completing the 12-week program, you can attend monthly alumni meetups. Ask questions, share successes, or just connect with people who understand the ongoing challenge of managing money intentionally.

Instructor portrait of financial planning expert

Eunji Kwan

Lead Budget Instructor

Learning From Someone Who Gets It

Eunji spent five years as a financial counselor before she started teaching budget planning. She's not coming from a place of "I've always been good with money." She made plenty of mistakes in her twenties and learned the hard way why theoretical knowledge doesn't always translate to real-world behavior.

What students appreciate most is her honest approach. She'll tell you when something worked for her and when it completely failed. She won't pretend there's one perfect system everyone should follow. Her teaching style focuses on asking the right questions so you can figure out what makes sense for your specific situation.

Before each program starts, Eunji meets individually with every enrolled student for 30 minutes. She wants to understand your financial background, your concerns, and what you're hoping to accomplish. These initial conversations shape how she structures the group discussions throughout the 12 weeks.

Why Group Learning Changes Everything

Reading budget books alone doesn't create lasting change. But hearing how someone with a similar income handles their finances? That's when things start clicking. Our collaborative format turns financial planning from a lonely struggle into a shared journey.

Shared Problem-Solving

When you're stuck on how to handle a financial dilemma, you'll hear perspectives from seven other people plus your instructor. Someone in your group has probably faced something similar and can offer practical insight based on actual experience.

Reality Checks From Peers

Sometimes you need someone to gently point out when your spending plan doesn't match your actual priorities. Your group members provide honest feedback without judgment because they're working through their own financial challenges too.

Motivation Through Community

It's easier to stick with new habits when you know you'll be checking in with your accountability partner next week. The social commitment keeps you engaged even when motivation dips, which it definitely will at some point.

Long-Term Connections

Many of our past students stay in touch years later. They formed genuine friendships through the program and continue supporting each other's financial goals long after graduation. These relationships often become unexpectedly valuable.

What You'll Actually Learn to Do

Concrete skills you can use immediately, not vague concepts about "financial wellness." These are the specific capabilities students develop during our 12-week program starting October 2025.

1

Track Without Obsessing

You'll develop a sustainable tracking system that takes less than 10 minutes daily. We'll help you find the balance between awareness and anxiety because constant money stress isn't the goal here.

2

Identify True Priorities

Through guided exercises, you'll figure out what expenses actually bring you joy versus what you're spending on out of habit or social pressure. This clarity makes cutting back feel less like deprivation.

3

Build Emergency Buffers

We'll walk through realistic strategies for saving when you feel like there's nothing left at the end of the month. Small systematic changes that don't require massive willpower or sudden lifestyle overhauls.

4

Handle Irregular Income

If your earnings fluctuate month to month, standard budgeting advice falls apart quickly. You'll learn specific techniques for managing variable income without constant financial anxiety.

5

Navigate Financial Conversations

Money discussions with partners or family members get messy. We'll practice communication strategies that reduce conflict and help everyone feel heard during budget planning conversations.

6

Adjust When Life Changes

Your budget shouldn't be rigid. You'll develop the skills to reassess and modify your plan when circumstances shift, whether that's a job change, moving, or unexpected family obligations.

Ready to Change How You Think About Money?

Our next 12-week budget planning program starts in autumn 2025. Classes meet Tuesday evenings in Seongnam, with individual sessions scheduled based on your availability. If you're tired of feeling stressed about finances but not sure where to start, this might be exactly what you need.

Get Program Details

Still Have Questions?

Visit our Learning Tips page for budgeting advice you can start using today, or check out Student Projects to see the budget plans our past participants created.