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Cookie Policy

Last Updated: February 2025

What Are Cookies Anyway?

Cookies are small text files that get stored on your device when you visit websites. They're not programs and can't carry viruses. Instead, they contain bits of information that help websites recognize you when you come back.

Some cookies disappear the moment you close your browser. These are called session cookies. Others stick around longer, sometimes for months or years. Those are persistent cookies, and they're what remember your language preference or keep you logged in between visits.

How We Actually Use This Data

Here's the practical side. Every piece of information we collect serves a specific purpose related to making hub-device.com more useful for people learning about budget planning.

  • We track which budget planning lessons get the most engagement so we can create more content like that and improve sections where people seem to struggle.
  • When you're working on a budget plan and need to step away, cookies remember where you left off so you don't lose your progress.
  • Analytics help us spot technical problems. If a particular tool crashes frequently on certain browsers, we need to know about it.
  • We measure how people flow through our learning programs to identify where students get stuck or confused, then revise those sections.
  • Marketing cookies let us show you relevant content about upcoming courses or new budget tools based on what you've already looked at.
  • We test different versions of pages to see which layouts and explanations work best for helping people understand financial concepts.

Taking Control of Your Cookies

You have several options for managing cookies. The simplest is using the button at the top of this page to reject all non-essential tracking. But you can also get more granular through your browser settings.

Every browser handles cookies differently. Here's how to access cookie controls in the most common browsers. Keep in mind that blocking all cookies might prevent certain features from working properly.

Browser-Specific Instructions

Most mobile browsers also let you control cookies through their settings menus. Look for options related to privacy or tracking protection.

How Long We Keep Cookie Data

Different cookies have different lifespans based on their purpose. We don't keep data longer than necessary, and we regularly review our retention practices.

  • Session Cookies Deleted automatically when you close your browser. These handle temporary tasks like maintaining your login during a single visit.
  • Short-Term Cookies (30 days) Used for things like remembering your preferences during a learning program or tracking whether you've seen certain announcements.
  • Medium-Term Cookies (6 months) Analytics cookies that help us understand seasonal patterns in how people use our budget planning tools.
  • Long-Term Cookies (Up to 2 years) Marketing cookies that remember your interests across visits. These are what advertising networks use to show relevant ads.

You can delete cookies at any time through your browser settings. When a cookie expires or gets deleted, any data associated with it is removed from our systems during routine maintenance cycles.

Third-Party Services We Work With

We use several external services that set their own cookies. These companies have their own privacy policies, and we encourage you to review them if you want detailed information about how they handle data.

Google Analytics

Helps us understand visitor behavior and site performance. We use this data to improve our educational content and identify technical issues.

Google Ads

Tracks conversion data when people click our advertisements. This helps us measure which marketing messages resonate with potential students.

YouTube

When we embed educational videos on our site, YouTube may set cookies to track playback and recommend related content.

Social Media Platforms

Sharing buttons for platforms like LinkedIn or Twitter may set cookies even if you don't click them, enabling those networks to track your browsing.

These third parties operate independently and have their own data collection practices. We choose partners carefully, but we don't control their tracking methods once you leave hub-device.com.

Questions About Our Cookie Policy?

If something here doesn't make sense or you have specific concerns about how we handle cookies, we're happy to explain. We update this policy periodically as we add new features or adjust our tracking practices.

9-1 Pangyoyeok-ro 2(i)beon-gil, Bundang-gu, Seongnam-si, Gyeonggi-do, South Korea

+82 10 8409 3006

contact@hub-device.com